Motorcycle insurance
All motorists need insurance coverage, especially those who prefer to travel on two wheels. In fact, motorcycle riders are 29 times more likely to be killed in a collision than the occupants of other types of vehicles.
We’re here to protect you and your investment, so you can ride with peace of mind.
Our specialized Motorcycle policy provides outstanding standard and optional coverage, including coverage for accessories, safety-related gear, and much more. We accept a wide variety of motorcycles, including: cruisers, touring bikes, sport cycles, trike conversions, custom cycles, classic bikes, and more.
We offer several Motorcycle insurance packages make it easy to customize the coverages based on your specific needs. And every motorcycle policy from Farmers can include three types of coverage:
Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.
Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.
Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.
Your Motorcycle insurance policy can be customized with additional coverages such as: Optional equipment coverage, Transport trailer coverage, Increased Liability limits, Medical payments, and Uninsured motorist coverage.
Our Custom Package is specifically designed for limited edition, one-of-a-kind motorcycles, or equipment with more than $30,000 in options.
We also assist clients with vintage motorcycles with specialty coverage packages. These coverages are for motorcycles that are at least 25 years old and maintained or restored to original condition.
Motorcycle insurance
Enjoy Your Freedom with Financial Security
We’ll provide you with the perfect Motorcycle or Scooter insurance coverages for robust financial protection, while securing your investment.
Two-Wheeled Safety Suggestions
Wear a helmet that meets Department of Transportation (DOT) standards. A helmet not only protects your head in the event of a collision, but it also reduces wind noise, minimizes debris in your face and eyes.
Ride with the flow of traffic and obey the speed limits. Never travel faster than your skill level or than the conditions allow.
Use your turn signal and give plenty of notice when you are about to turn as the majority of crashes between a scooter and car occur in intersections. Most frequently, these crashes occur when a vehicle is turning left in front of a scooter.
Maintain proper air pressure in the tires. Low air pressure induces extra rolling friction, reduces ground clearance, and wears the tires quicker.
Wear slip-resistant shoes and wear bright or reflective clothing to maximize your visibility at night.
Scooter insurance is a vital investment that protects you, your passengers, and your scooter from the financial consequences of accidents.
A scooter, whether it's electric or gas-powered, provides a convenient and cost-effective mode of transportation. However, like any other vehicle, scooters come with their own set of risks. To safeguard your investment and protect yourself from financial losses in the event of an accident, scooter insurance is essential.
Liability insurance is required to operate a scooter on public streets in most states. If you are at fault in an accident, Liability insurance covers the cost of injury to others and damage to their property.
Collision coverage can help pay for any damage to your scooter if you hit another vehicle or stationary object.
Comprehensive coverage covers your scooter in the event of theft, vandalism, fire, hail and other non-collision perils.